New Homes in USA
There are a lot of lenders. Why should I use Minto’s approved lenders?
Each of our approved lenders has a dedicated team of professionals committed to making the loan application process as convenient as possible and offer many financing options tailored to meet your needs. Each keep you on the fast track to home ownership and work hand-in-hand with Minto to coordinate all of the critical steps to ensure a smooth closing.
How long will it take to process my application?
Our approved lenders will show you how we put all the pieces together. Our mortgage professionals are here to help you through each step of the process:
- Loan application
- Income, assets and credit verified
- Appraisal ordered
- Loan approval
What are closing costs?
You’ll receive a Loan Estimate which will help you understand the estimated closing costs and fees associated with your loan.
Can I be pre-approved?
Competitive, Convenient, and Cooperative. Our approved lenders offer a free consultation service designed to pre-approve you for a mortgage with absolutely no obligation on your part. It won’t cost you a thing, and it will provide you with peace of mind when looking for a home that’s right for your financial situation.
What loan programs do you offer?
- Conventional Financing*
- Jumbo Loans*
- VA, USDA , FHA Loans*
- Construction Lending*
- Reverse Mortgages*
- First Time Home Buyer Programs*
- 203(K) Loans Underwritten In-House*
*Some loan programs are subject to availability by approved lender.
Please contact a Minto New Home Sales Professional for more information.
Yes You Can. It’s your dream. Own It. Purchasing a new home in Florida can be complicated and filled with questions:
Where do I start? Who can I trust? Will I qualify?
The Home Buyers Club was created by Minto to simplify the home buying process for our customers and provide professional assistance to those facing financial challenges. Getting started is easy.
You will be assigned a personal Home Buyers Club credit coach who will explain the home buying process in detail and work with you to chart a simple-to-follow Game Plan to help you achieve the dream of home ownership.
Your coach will provide intensive credit coaching solutions to address such common challenges as:
- Qualifying for a mortgage
- Money for a down payment
- Low credit rating
- Basic home buying knowledge
Best of all, this valuable professional mortgage and credit coaching is absolutely FREE. Joining the Home Buyers Club means enjoying immediate membership benefits.
Our credit coaches will help you get started by:
- Providing a free credit score analysis
- Troubleshooting loan applications
- Helping you repair, restore, and improve your credit rating
- Helping you resolve outstanding debt and manage personal budgets
Once you’ve completed the Home Buyers Club program, you will be on your way gaining freedom and control over your financial future.
The Process to Becoming a new Minto Homeowner:
- Getting Started: Once you’ve identified the home that best suits your needs, your new home sales professional will facilitate a mortgage pre-qualification meeting with one of our approved lenders who will administer the Home Buyers Club program.
- Developing A Game Plan: A credit coach will conduct a complete financial analysis and develop a Game Plan to help you reach your homeownership goals. Your coach will get to know you, your family, and your unique financial circumstances.
- Follow Up: A timeline and milestones will be established, and follow-up meetings will be scheduled to support your progress. Your coach is there to help you meet your goals and assist you throughout the process.
- Your New Financial Status: A new credit analysis will be created to reflect your newly updated financial status.
- Congratulations! You will celebrate the successful completion of your Home Buyers Club program with the Purchase Agreement of your new Minto home.
YES. The dream of home ownership is well within your reach, and Minto’s Home Buyers Club is a smart and viable solution thoughtfully tailored for those who need extra financial consideration.
Do you have a home to sell?
Save time and money with the Minto On The Move Program. All the real estate services you'd expect plus a collection of unmatched advantages!
You may need to sell your current residence before enjoying all the benefits of a newly constructed Minto home. We can provide you with the real estate services you need to find a buyer quickly and ensure that you end up with more money in your pocket after the sale!
Minto offers you a convenient “one-stop” real estate solution – no need to interview countless agents or be burdened with the hassles of trying to sell yourself. As one of North America’s foremost real estate firms since 1955, Minto offers the professionalism you’d expect, along with a host of resources that other realty firms can’t match.
Minto can seamlessly combine proven home-selling services for your current home with the purchase of your brand new Minto residence. Nothing could be simpler!
Sell your home through Minto and you’ll receive these unmatched advantages:
- "One-stop" home-selling services save you time and money.
- Effective and active marketing – exposing your home to the full spectrum of potential buyers.
- Price your home fast – expertly performed Competitive Market Analysis of your home within 48 hours.
- Save thousands in real estate commissions – pocket more from the sale of your existing home.
Talk to your Minto New Home Sales Professional about our innovative home-selling services, restrictions may apply.